In debt up to your ears, even considering bankrupty? Or just harassed by creditors as you struggle to pay? Learn your rights and options at Willingboro Public Library on Wed., Oct. 21 at 7 p.m. Registration begins Oct 8. This free program is open to the public. Jones Addo will guide you through the process. Addo is a reference librarian at both Willingboro Public Library and the NJ State Law Library and an attorney in his native Ghana.